A Safer Retirement and Environment – What We’re Implementing to Help Keep You Safe: READ MORE

Here at Integrity Financial, we are adhering to state and local guidelines in order to protect both the health and safety of clients and staff. Keeping our clients and staff safe is our highest priority and we’re taking all appropriate measures to ensure a safe environment. Should you prefer to not meet face-to-face, we are continuing to serve our clients through virtual settings such as Zoom or phone calls.

We look forward to continuing to help individuals and families achieve their ideal Retirement.

Integrity Financial
(903) 759-3335

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Weekly
Newsletter

How COVID-19 is Affecting 2021 Retirement Planning

CORONAVIRUS Reactions to COVID-19 and the impact on consumer confidence is prompting many consumers to reassess their Retirement and financial plans. A majority of today’s workers and retirees range from feeling cautious to pessimistic about the economic outlook for...

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Retirement Services

FERS INFORMATION Eligibility is determined by your age and number of years of creditable service.  In some cases, you must have reached the Minimum Retirement Age (MRA) to receive Retirement benefits.  Use the following chart to figure your Minimum Retirement Age....

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How to Minimize Social Security Taxes

Your Social Security benefit may be taxable. Try these strategies to reduce your tax bill in Retirement. MOST WORKERS PAY INTO the Social Security program throughout their career. Many people also pay taxes on part of their Social Security payments in Retirement....

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Equity Growth and Asset Protection

The author offers an introduction to how annuities can help. For investors, the last twenty years have been something of a roller coaster. The dot-com bubble, 9/11, the financial crisis, and now the recession associated with the COVID-19 pandemic have roiled stock...

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Top 10 Retirement Tips For 2021

For many Americans, Retirement may look different in 2021 than it has in years past. The severe economic impact of the Covid-19 pandemic could push many people to consider retiring early, with less saved than they may need. Whether or not your Retirement plans are...

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How Retirement planning needs to change in the new year

Considering annuities, insurance, new investments and delaying Social Security? With all the changes 2020 brought and a new year around the corner, it may be time to revisit traditional approaches to Retirement planning. The pandemic and near-zero interest rates...

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5 Things You Need to Know About Finances When Turning 65

It's a pivotal age for Retirement planning — even if you aren't ready to retire yet Gone are the days when most people retired at 65, received a gold watch, then lived off their pension and full Social Security benefits. But 65 is still an important age financially...

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2020 Year End Review of Recent Retirement Plan Changes

Over the last year, both before and after the current pandemic, there have been multiple law changes that have impacted Retirement plans and Retirement benefits. There have been many articles and constant commentary on these changes, but as we reach the end of 2020,...

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Marshmallows and Social Security

Should US retirees delay claiming Social Security until age 70, even if they have to spend savings until then? The Center for Retirement Research at Boston College proposes that strategy as a default option in Retirement plans. What do Social Security benefits and...

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Benefits of Fixed Indexed Annuities

Fixed indexed annuities (FIAs) address many basic Retirement concerns: protection of hard-earned dollars, tax-deferred growth, balance, and lifetime income. Get some peace of mind — no matter what happens in the market. Consider these five key benefits: Guaranteed...

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